The Insurance Law and its Sub-Decree requires the following motor vehicles to hold a Third Party Liability insurance as a minimum standard:

  • All types of motor vehicles used for commercial purpose, transporting goods, passengers and tourists within the Kingdom of Cambodia.
  • All types of motor vehicles belong to companies, enterprises and factories.
  • All types of motor vehicles of Non-Governmental Organizations, international organizations and associations.
  • Cement mixers moved from one place to another by its direct machine or by dragging.
  • Tricycles used for commercial purpose, transporting goods or passengers.

Commercial vehicle insurance policies help protect your employees and safeguard your investment in your commercial vehicles in the event of an accident, theft or fire. Whether youre travelling for business, or even if your vehicle is parked, you can dramatically reduce the risk of paying for repairs or compensation if your vehicle is involved in an accident; and you will be assured of compensation in the event of theft or damage by fire.


What is the coverage?

Our policies offer a wide range of cover and pricing options so you can choose the best insurance coverage for you. From the standard coverage in our affordable "Basic" package to the full protection of our "Comprehensive" policy, we can create a flexible package that means you only pay for the level of cover you need.


Emergency Team

The Emergency Team is an exclusive value-added service of the Motor Vehicle Insurance policyholders that provide immediate aid during road mishaps.

If you are involved in a traffic accident, call the 24-hour hotline for nationwide assistance. The Emergency Team is guaranteed to reach you in 30 minutes if you are within city limits of Phnom Penh, Siem Reap, Sihanoukville, Battambang and Kampong Cham.

Emergency Team is trained to ensure you are well looked after in post-accident situations. This service includes:

  • Settle claims with third parties
  • Tow disabled vehicles (if required)
  • Provide first-aid for minor injuries
  • Coordinate with the people
  • Arrange for vehicle repairs
  • Address customers safety concerns


Third Party Liability cover protects you should you cause bodily injury to others or damage their car or other property while driving. You are also entitled up to $1,500 for the cost of legal fees.


A Comprehensive policy is tailored to give you maximum protection if your vehicle suffers accidental loss or damage, as well as protecting you against claims from others. The extensive nature of a full Comprehensive policy can insure against passenger liability, theft, fire, strike, riot, civil commotion and even flood damage.

No Claims Discount

Every year you drive without making a claim, you also build up a 10% discount which is taken off the premium of your motor policy the next year. Safe drivers with no claims made during a continuous period of coverage, can build their No Claims Discount as high as 30%.

Loyalty Discount

Stay insured with us for more than 3 years and enjoy a 5% discount off your premium.



With over 40 years of cumulative experience in the financial sector, our team is well equipped to carefully analyze your specific requirements and tailor our advice to match your particular circumstances with the best coverage/cost solutions available on the market.


Unlike other intermediaries, we believe in not charging our clients a fee and we are reimbursed by the insurer. The premium you pay is the same as working directly with the insurer and in some cases lower.


We offer you a full assistance in preparing and submitting your claims at our own cost for a fast and pro-active processing. Once your reimbursement is ready, simply select your preferred method of payment (cash, cheque, transfer) for a prompt settlement.


Our multilingual team is available around the clock to make sure you’re perfectly looked after in case of emergency hospitalization and/or medical evacuation.

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